Learn the tools to change your financial situation and the life practices that will create greater happiness and gratitude in your life. Prosperity Consciousness is a powerful energy that exists inside you that, once you choose to unleash, can create unlimited possibility, maximise your wealth, and totally transform your life. This is what can create a wealthy and happy life rather than one of frustration and lack. This easy-to-follow course contains the keys to generating true wealth; tools you can use to free yourself from limiting beliefs about money and simple tips on how to expand your wealth and prosperity consciousness. These tools will be with you for the rest of your life. During this course you will discover: 1. What needs to change for you to maximize your wealth 2. How to shift your focus from Scarcity to Prosperity and wealth generation 3. How to receive money in a totally different way that generates wealth 4. How to transform your relationship with money 5. How to cultivate curiosity that opens up wealth possibilities you have been refusing to acknowledge Life Changing Practices to Maximize your Wealth The extraordinary tools, practices and insights contained in this course will facilitate expansion of your prosperity consciousness and set in motion a whole new way of being and living with awareness and with money and wealth. The aim of this 'Maximizing Wealth' course is to help you awaken and unleash the power of consciousness over money. Along the way, this course will assist you to explore how and why you diminish your prosperity consciousness, so that you can understand, and then let go of, the lies that keep you trapped in a scarcity paradigm. Content and Overview Suitable for those who want a different way of being with money and wealth, through this course of 21 lectures, you will learn how to expand your consciousness around money and change your points of view so you can start to generate wealth dynamically. Starting with exploring what points of view you have that are sabotaging your prosperity, the course moves on to how to fine tune your willingness to receive wealth, using the secrets of generosity of spirit and gratitude, and the power of curiosity and being the question for wealth generation. Once these have been practiced with a series of tools and techniques, the course will take you through a series of practical tools to assist in changing your life and finances to one of prosperity. Students completing the course will have the knowledge and insights to change their financial reality. Complete with quizzes and extra materials, you will be able to work alongside the authors to explore and change your points of view about wealth, money and prosperity so that this reality can start to work for you.

Do you want to retire at age 30 or 40 or 50? Do you want to wake up excited every morning knowing that you are FREE to do whatever you love? Do you want to have the Freedom to do whatever you want with your time? If you did not spend 40, 60 or more hours per week at work, what would your dream life look like? Would it include things like traveling more and spending more time with friends and family? Traveling the world, flying first class, and staying in nice hotels? Think big here. What would really bring joy into your life. How great would it feel knowing you are on track to have enough money to retire and be able to live your dream life? What is stopping you from getting there before you are 70 years old? You can achieve all this ! It is not impossible as some of you might think! In this course Me and You together will create your map that will lead you from the point that you are right now to the point of Financial Freedom. You just simply have to follow the road! What is more? You will be able to ask me as many questions as you like You will get a lifetime access to this course, without any limits! The course will keep updating frequently with more up-to-date learning resources. You also have 30- Day Money-Back Guarantee If you are not satisfied you can get 100% of your money back. So don`t hesitate Enroll Now.

This class gives 7 strategies that will improve your financial life and increase your financial education. Learn strategies about saving, budgeting, investing, debt, and more. This class is brief, it is not an in-depth class. The information is easily digestible, with an easy to understand approach. Learn strategies from a Personal Finance Coach: steps that are proven and what most wealthy people and self-made millionaires do. In this class you'll learn: The importance of setting financial goals The importance of writing a financial plan 7 Financial strategies Insurance and writing a will After taking this course: Your financial education would increase You would understand better how money can work for you You will be more conscious of how you spend your money You will be more confident with your financial strategies You will be motivated, wanting to achieve your financial goals

Have you ever struggled with debt ? Do you wonder why you don't seem to have enough money to meet expenses ? Or perhaps you do have some funds set aside, but ask yourself why you can't make it grow fast enough ? In all of these cases, despite knowing what you want, your ability to achieve it somehow eludes you. This course is designed to clear away any wrong mindsets you have about money - mindsets you probably aren't even aware of - that are preventing you from financial success. It offers a unique approach to achieving your financial goals . Get ready for the transformational experience of walking down new paths of thinking that will lead you to healthier mindsets and wealthier outcomes . T he Intermediate Level course (Wealth Mindset 1: Transform How You Think About Finances) focuses on correcting any wrong mindsets that you may have, and helps you to adopt the new wealth mindsets that will be the foundation of future financial success. The Advanced Level course (Wealth Mindset 2: How "Making Money" Becomes Enduring Wealth) takes those newfound wealth mindsets and shows you how to apply them to the principles, goals, and strategies of wealth creation.

99% of us are working for a living by trading our precious time for money. We have little to no Personal Finance Understanding and this impacts our overall personal development. Traditional retirement theory is focused on what Bill calls "Big Gulp" investing:  Save a lot of money in a 401k/IRA and at age 65 start drawing it down and hope it doesn't run out before you die.  In the meantime you have to grind out 40 hour work weeks for 40+ years. THERE IS A BETTER WAY! Creating Personal Finance Understanding that impacts your overall Personal development is the key. The way to unlock it is with  Passive Income Streams from purchased assets are the key to retiring early and never running out of money before you hit the Big Pine Box in the sky.   The first step in achieving this goal is to empower yourself by making sure you are Financially and Investing literate.  Traditional personal finance and investing courses are not effective.  This course will show you an entirely new and proven way to achieving Financial Freedom. We work hard for our money and we want things in life. Society has created systems that take advantage of our human impulses that cause us to financially behave in ways that sabotage our ability to retire at an age early. Some folks will retire sooner than others because they acquired unique knowledge that others simply don't have. These people have Personal Finance Understanding and a better overall life that impacts all areas of their personal development. One such person is your instructor, Personal Development & Personal Finance master Bill Stephens . Despite not fully putting his teachings into practice until his early 30’s he was able to retire at age 41, which was 18 years ago. He is married with two grown financially literate kids that are in flagship state universities. He lives on a tropical Island where the average property values well exceed 1 million dollars. He was a professional salesperson and started three businesses.  He taught himself personal finance & investing strategies and developed a system that can work for anyone. And he will share this knowledge with you in this course. In less than 1 hour you will learn: Bill's Fundamentals of Financial & Investing Literacy The Two most important Formulas in the world that every person MUST know Two types of Income & Two types of Expenses The 4 steps to financial freedom How to Leverage Your Income Is a Home Mortgage Good or Bad Debt? Financial Photosynthesis & Why it is Crucial to Your Success The 4 Crucial Life Skills The Myth of Owning your Own Business Tactics and Strategies to decrease expenses & Increase Income Understanding Investment Models Early Retirement Strategies & more The primary objective of this course is to give you Bill's unique Fundamentals of Financial & Investing literacy so that you can create a plan to help you become financially free in the shortest time possible.  This course is a MUST for high school students, young adults, and any adult who wish to achieve early Financial Independence. Learn how to be masterful in Personal Finance and have a huge leg up on Personal Development in less than one hour. This value packed course will give you the formulas and strategies to get you off of the road of “trading time for money” and having your money work for you. We deliver this course with videos, audios and a workbook designed to sync up with the lessons. This course is available to you forever. But don’t wait to take this course. Take it today because in just one short hour you’ll know what you need to begin your journey to financial freedom. Enroll today, knowing that If you aren't delighted with this video based training course, claim a full refund within 30 days of purchase!

This course is designed to help anyone get a better grasp on their personal finances by building a budget and a personal balance sheet, or net worth statement. As an engineer, I'm constantly trying to build systems to automate repetitive tasks, and always trying to make things easier, more efficient and more effective. I've tried several methods for budgeting, from manually tracking all my spending and filling out worksheets each month, to complicated software that never quite works the way I want it to, and I always quit after a short time out of frustration - so I built my own. I think I have a system that's very simple and intuitive, with a lot of useful effort-free features, and most importantly, it's easy to stick to. We'll go step by step through the system, which is basically a couple of simple Microsoft Excel spreadsheets, and I'll show you how to customize it for yourself. Along the way, we'll talk about all of the important financial principals behind it like fixed vs. variable expenses, liquid and illiquid assets, and how to set up an emergency fund with your savings. Once you're set up (some short videos and just a little bit of homework), here's what you should have: A complete picture of your personal finances, including: How much you spend each week and each month, broken down into the categories you care about most. A budget based on your real spending, where you can see the current picture and set goals for the future. A net worth statement, showing everything you own vs. what you owe. You will be able to easily: View automatically updated graphs of your spending over the last year. Fine tune goals for your budget, track your progress and watch your success translate into a higher net worth. Perform what-if scenarios that help you to make better financial decisions. For example: Should you buy or lease that car (and how much should you pay)? Should you rent an apartment or buy a house? Can you afford an extra vacation if you cut back on going to the movies? You'll see instant improvements in your financial well being: Reduce your "waste" spending Less worrying each month about forgetting bills, or not being able to pay them Be prepared for making investments, applying for loans and credit without digging through years worth of receipts Hopefully this course will be like giving yourself a raise . You'll be able to take more vacations and use your money the way you want to, without it disappearing under your nose... And your stress level will go way down: you'll have the piece of mind in knowing where you stand at all times!

Did you know that you can retire in less than 20 years by applying a very simple wealth formula to your life? Even better... Did you know that by adjusting only a few parameters in that wealth formula, you could easily bring that 20 years down to only 10 years? Does retiring in 10 years from now still sound too far away? How about being able to retire in 5 years' time? This really is possible for ANYONE to achieve! By applying the right wealth formula, you could very easily retire within the next 5 to 20 years! You don't need to work a mediocre job for 40+ years only to discover your nest egg isn't large enough for you to retire on. There is a better way, and you'll find it in this course. In this course you will learn how to retire in 20 years or less. How much earlier you get to retire depends completely on which of the three Passive Income Plans you choose to either retire in 20 years, 10 years or in only 5 years from now. The great thing about a formula is that it's founded in math, in numbers. And numbers never lie. Therefore creating wealth for yourself and for your family so that you can retire early and live the life of your dreams is as simple as following a proven formula until you get the desired result. It's like baking a cake... If you follow the recipe to the letter, the result will inevitably be a very delicious cake. Learn the fundamentals of wealth creation and follow the wealth formula that have stood the test of time (all of which you'll learn in this course), then achieving Financial Freedom will be inevitable for you . Unfortunately most people don't even get to retire comfortably, because they never learnt these fundamentals of wealth. Even though 20 years might sound like a long time, you will still retire much earlier and much more comfortably than 90% of the world's population. In essence, buying back many years you would've had to keep working to make a living. And that is the goal of creating passive income streams - To buy back your time and your life! Passive income streams is all about creating more time ... Time to do what you love, time to spend with your family, time to actually be there for your kids so that you can experience the joy of seeing them grow up, and also time to pursue your truest purpose in life and as a result create a lasting positive impact in the world. Passive income the key to living a fulfilling life! You can start building your passive- and semi-passive income streams immediately which will enable you to retire within the next decade or two (depending on how diligently you apply the wealth formula you'll learn about in this course). Start working towards your early retirement right now - ENROLL FOR THIS COURSE

Right now, is it looking like your going to have to stop drinking coffee for the next 40 years to help pay off your debt? Regardless of how much debt your in, your lifestyle DOES NOT have to drastically change in order to pay off your debt. In fact, YOU can have a better lifestyle WHILE paying off your debt. The key is making smarter choices. In this Debt Free Personal course you'll learn about: How to stay out of debt in the first place Proven strategies for getting out of debt How one can reduce their debt quickly AND MUCH MORE! If you're ready to make the move to having better personal finances, then this course is your starting point to doing exactly that! Enroll today, and invest into your future! ============================ INSTRUCTOR BACKGROUND I've been an entrepreneur for 10+ years, and have taught over 25,000 students how to improve their own skills. I've become a eBay Powerseller and Amazon Best Selling Author and active consult with multiple 6, 7, and 8 figure businesses. From what I've learned from these experiences, I'd love to share the knowledge with you. My goal is to help as many people possible by teaching each student everything I know about each topic. I teach to ensure each student  leaves each of my courses feeling like they've learned something new. ============================ GET ONE-ON-ONE HELP Regardless if your just starting your course or have been done for months, I'm happy to help you. Students are able to start discussions and message me with private questions. I aim to answer 99% of questions within 24 hours. I really enjoy helping students who've taken my courses and I look forward to helping you! ============================ AMAZING VALUE: LEARN FROM 10+ YEARS OF EXPERIENCE ALL IN JUST A COUPLE HOURS! The information that you'll learn in this course can be either learned from many years of experience, or you can learn valuable skills all best summarized within a couple hours of time. Is it really worth taking hundreds or even thousands of hours of your time to learn this information by yourself? The choice is yours to make. ============================ PROVEN STRATEGIES TO GROW YOUR BUSINESS All strategies that I share are either from my personal experience or are well proven strategies based off industry experts. ============================ WHY TAKE THIS COURSE? Simply put, save time, save money and learn valuable skills that you can implement into your life (for the rest of your life). Learn from others that have done it before you, and learn what have proven to work best for them. Don't do it all by yourself! ============================ CERTIFICATE OF COMPLETION WHEN YOU FINISH THE COURSE When you complete 100% of the videos in this course, you'll be emailed a certificate of completion by Udemy! ============================ MONEY BACK GUARANTEE The course comes with a Udemy-backed, 30-day money-back guarantee so you can try this course absolutely risk free. This is not just a guarantee, it's my personal promise to you that you will improve your skills after completing this course. Invest in your future. Enroll now. __ Full Disclaimer: All financial decisions made are 100% your choice and your responsiblity. I/afflilates of this course don't take any type of responsiblity for your actions. You may see better, the same, smaller, or no results based on your actions. I am not a finanical advisor. This course has been designed to give you the most accurate information possible during the creation of this course.

This is a short course on basic money management which is conducted by the Institute for Financial Literacy, Singapore. We provide free and unbiased financial education programmes to companies and organisations. Description of Module: Learn to set S.M.A.R.T. financial goals and work out how much you need for your goals. Develop a budget by tracking your spending and savings on a regular basis. Learn how to cut down on expenses and reduce debt. Financial planning includes: Managing your income to meet your current as well as future needs, such as your retirement or your children’s education; Managing exposure to unforeseen events like pre-mature death, illness or disability; Managing savings and investments to meet your financial goals. Setting up a budget is a good way to start taking control of your financial situation because it helps you to: Live with your financial means, and meet expenses; Track spending, in order to meet both your long-term and short-term goals; Control your money, so that it does not end up controlling you. The concept of money comes with a lot of associated feelings. Too little money can make you miserable. Too much money can also make you miserable. Managing money means knowing how to: Make and earn money; Hang on to it once you have it; Spend it; Invest it; Enjoy it in our golden years. In this module, we will cover essential money management skills such as setting financial goals, preparing a budget, Paying Yourself First (Saving a portion of your income the moment you receive it), assessing your expenses, stretching your dollar and debt management. We will also cover important topics such as the Power of Compounding Interest and Consumer Debt. Take this module as a step towards financial wellness. Browse through the text content in the lectures and download the supplementary materials for additional learning. This course will take your about an hour to complete.

The Complete Personal Finance Class is designed for people of all ages and all incomes. In this course you'll learn how to manage your cash flow more effectively so you can pay off debts quickly! What is personal finance? Personal finance is tracking your income, expenses, debt, and credit. With money being a significant part in every modern society, it's important to learn how to control your personal cash flow and become debt free using a budget, savings, and other tools which you'll be given. It's important to note that this is not a "Get Rich Quick Class". Personal finance is a lifetime marathon and while this class while help you train for the marathon, it won't make you rich overnight. (Sorry!) Why is it so important? Knowing how to be financially accountable allows you to live on your own terms without the need to rely on government benefits or other sources. While these are important to have, they should only be used temporarily to help you get back into the marathon. Understanding personal finance will allow you to become financially strong, obviously. However, it also allows you to become mentally clear and make more logical life decisions while removing the stress of a financial hardship. This in turn, enables you and your family to live a better life, without the need to stress paying bills or purchasing groceries. Why should I purchase your course? This course is practically a basic Microsoft Excel course, budgeting course, and personal finance course all wrapped in a neatly tied bowed for only $59.99. Included is a PowerPoint over 160 slides, 15 excel exercises and nearly 6 hours of video content. Among these topics you also learn about Credit Cards Loans Basic Investing Retirement Accounts And SO. MUCH. MORE! How can I trust your word? Just ask the nearly 40 students who viewed my courses for over 4,200 minutes! With a instructor rating of 4.1 I realize I have room for improvement, but that's why I provide these courses to you! The more feedback I receive, the better this course becomes! Still not convinced? Watch a few of the sample videos, read some reviews, and think to yourself... Would this add value to my life? (One of the five questions you'll learn you should ask yourself before a purchase.)